The Pradhan Mantri Jan Arogya Yojana (PMJAY) is also known by its acronym Ayushman Bharat Yojana Scheme can be described as an insurance program for health that was introduced through the Government of India. The scheme is designed to help those who are less fortunate and in need of society. The scheme offers financial protection against medical expenses and diagnostics, medical treatments and hospitalization expenses. The health insurance scheme of the government provides hospital services that are cashless via an Ayushman Bharat Yojana Card that is able to be used to access medical services in any hospital that is empaneled all over India. Participants in the scheme can present their PMJAY card to receive medical care.
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The benefits of PMJAY Scheme
The goal this scheme has is to address the financial requirements of the most vulnerable and disadvantaged segments of society. This scheme provides a wide range of benefits that are given below:
1. Cover all hospitalization expenses with cashless transactions to beneficiaries
2. Pre and post hospitalization cost
3. Can be used by all family members
4. No cap on family sizes , age or gender
5. Pre existing condition are included on day 1st